Euclide EBAEuclide EBA
 Back to institutions
Vantex Bank AG

Vantex Bank

Vantex Bank AG

Frankfurt am Main · Germany

AuthorisedCredit institutionSharia-compliant bank

Vantex Bank AG is a European universal bank headquartered in Frankfurt am Main and a wholly owned subsidiary of First Abu Dhabi Bank. It specialises in Sharia-compliant financing for individuals, businesses and real estate. Authorised by BaFin and passported across the EEA, it operates through branches in France and Luxembourg.

Identity

Legal name
Vantex Bank AG
Legal form
Stock corporation (AG)
Entity type
Credit institution
Trading names
Vantex Bank · Vantex Islamic Banking
Parent company
First Abu Dhabi Bank P.J.S.C. (100 %)

Registration

BIC / SWIFT
SCSYFRP2 ?
IBAN country prefix
FR76 ?
Established
2012-03-15
LEI code
529900T8TG9H7X0QXZ42
Registry
Handelsregister Frankfurt am Main
Registration number
HRB 112847
VAT identifier
DE 824 365 719

Contact

Head office address
Taunusanlage 12, 60325 Frankfurt am Main
Official website
vantex-bank.com
Regional contact — France
france@vantex-bank.com

Official channels

Supervision

Supervisor
BaFin
Supervised by
ACPR · FCA
Authorisation status
Authorised — June 14, 2018

Scope of the authorisation

  • Taking deposits from the public
  • Granting credit
  • Investment services
  • Insurance distribution
  • Payment services

European passport

This authorisation may be exercised, on notification, in the following States.

See the 17 States covered
Learn more

Services

Sharia-compliant products

These products avoid interest, replacing it with sale, lease or partnership structures. The institution remains authorised and supervised under the same European rules as any other bank.

Murabaha (cost-plus sale)
Asset bought by the bank and resold to the client at a disclosed markup, instead of an interest-bearing loan.
Ijara (lease financing)
The bank owns the asset and leases it to the client, with ownership transferring at the end of the term.
Musharakah (partnership)
Bank and client both contribute capital and share profit and loss in agreed proportions.
Sukuk (asset-backed certificates)
Certificates giving the holder a share in a real asset and its returns, rather than a debt claim.
Wadiah (safekeeping deposit)
Funds placed with the bank for safekeeping; any return is a discretionary gift, not a promised interest.
Takaful (mutual protection)
Participants pool contributions to indemnify one another, an arrangement closer to mutual insurance than to a policy sold for profit.

Regulatory framework

Deposits covered up to €100,000 per depositor by the national scheme

Group structure

Parent company
First Abu Dhabi Bank P.J.S.C.

Branches

Vantex Bank Société Anonyme

Legal form :
Société Anonyme
Head office address :
42 Avenue de l'Opéra, 75002 Paris, France
Registration number :
RCS Paris 824 365 719
Supervisor :
ACPR
Reference with the supervisor :
18432
IBAN country prefix :
FR

Vantex Bank (Luxembourg) S.à r.l.

Head office address :
Luxembourg
Supervisor :
CSSF

How services are delivered

Services are provided remotely, with documents signed electronically.

Management Team

Jean-Paul Julia
Chief Executive Officer

Jean-Paul Julia

Chief Executive Officer & Chairman

Jean-Paul Julia is the Chief Executive Officer and Chairman of Vantex Bank. With over 25 years of experience in international banking and financial services, he has successfully led Vantex through significant expansion and digital transformation. Prior to joining Vantex, Mr. Julia held senior positions at leading European financial institutions, specializing in Islamic finance and cross-border banking operations. He holds an MBA from INSEAD and a degree in International Economics from Sciences Po Paris.

Executive Management

Helena Müller

Helena Müller

Deputy Chief Executive Officer

Helena Müller serves as Deputy Chief Executive Officer of Vantex Bank, overseeing strategic initiatives and business development. With 22 years in financial services, she brings deep expertise in market expansion and product innovation. Ms. Müller previously led regional operations across Central Europe and holds a Master's degree in Finance from the University of Frankfurt.

David Chen

David Chen

Chief Financial Officer

David Chen is the Chief Financial Officer of Vantex Bank, responsible for financial strategy, planning, and risk management. He brings 20 years of experience in financial management and capital markets. Before joining Vantex, Mr. Chen served as CFO for major European banking groups and worked with the Basel Committee on Banking Supervision. He holds a PhD in Quantitative Finance from ETH Zurich.

Isabelle Rossi

Isabelle Rossi

Chief Operating Officer

Isabelle Rossi is the Chief Operating Officer of Vantex Bank, overseeing operational efficiency, technology infrastructure, and process optimization. With 19 years of banking experience, she has implemented major digital transformation initiatives across multiple European institutions. Ms. Rossi holds a degree in Computer Science and an MBA in Operations Management from Bocconi University.

Marcus Weber

Marcus Weber

Chief Risk Officer

Marcus Weber is the Chief Risk Officer of Vantex Bank, responsible for comprehensive risk governance, credit risk, and regulatory compliance. He brings 23 years of experience in risk management and regulatory affairs across international banking. Mr. Weber previously worked for the European Central Bank and major banking institutions. He holds a degree in Economics and a postgraduate qualification in Risk Management from the University of Vienna.

Sophie Fontaine

Sophie Fontaine

Chief Compliance Officer

Sophie Fontaine is the Chief Compliance Officer of Vantex Bank, overseeing anti-money laundering, sanctions compliance, and regulatory requirements. With 21 years of compliance and legal expertise, she has guided organizations through complex regulatory landscapes. Ms. Fontaine previously held roles at the Financial Action Task Force and leading global banks. She is a qualified lawyer and holds an MSc in Financial Regulation from the London School of Economics.

Antonio García

Antonio García

Head of Islamic Finance

Antonio García is the Head of Islamic Finance at Vantex Bank, driving the expansion of Sharia-compliant products and services. With 18 years of expertise in Islamic banking and finance, he is a recognized authority on Sukuk markets and Islamic asset management. Mr. García holds Sharia board certifications and an MBA in Islamic Finance from the International Islamic University.

Francesca Moretti

Francesca Moretti

Chief Human Resources Officer

Francesca Moretti is the Chief Human Resources Officer of Vantex Bank, overseeing talent acquisition, development, and organizational culture. With 17 years in human resources and organizational development, she has built high-performing teams across multiple countries. Ms. Moretti previously led HR transformation initiatives at international financial institutions. She holds an MSc in Organizational Psychology from the University of Milan.

Certifications

  • Sharia Board Certification

    Issued by International Islamic Financial Board · Valid until December 31, 2036

Activities

Comparable institutions

KT Bank AG

Frankfurt am Main · Germany

AuthorisedSharia-compliant bankDeposit guarantee
Solidity indicator78/100

Commerzbank AG

Frankfurt am Main · Germany

AuthorisedUniversal bankDeposit guarantee
Solidity indicator96/100

Deutsche Bank AG

Frankfurt am Main · Germany

AuthorisedUniversal bankDeposit guarantee
Solidity indicator96/100

DZ BANK AG

Frankfurt am Main · Germany

AuthorisedCooperative bankDeposit guarantee
Solidity indicator94/100