Vantex Bank AG extends instant payments and strong customer authentication
The rollout follows the PSD2 framework and the EU instant payments rules, with no change to the institution's authorisation status.

Vantex Bank AG is a European universal bank headquartered in Frankfurt am Main and a wholly owned subsidiary of First Abu Dhabi Bank. It specialises in Sharia-compliant financing for individuals, businesses and real estate. Authorised by BaFin and passported across the EEA, it operates through branches in France and Luxembourg.
This authorisation may be exercised, on notification, in the following States.
These products avoid interest, replacing it with sale, lease or partnership structures. The institution remains authorised and supervised under the same European rules as any other bank.
Deposits covered up to €100,000 per depositor by the national scheme
Vantex Bank Société Anonyme
Vantex Bank (Luxembourg) S.à r.l.
Services are provided remotely, with documents signed electronically.

Chief Executive Officer & Chairman
Jean-Paul Julia is the Chief Executive Officer and Chairman of Vantex Bank. With over 25 years of experience in international banking and financial services, he has successfully led Vantex through significant expansion and digital transformation. Prior to joining Vantex, Mr. Julia held senior positions at leading European financial institutions, specializing in Islamic finance and cross-border banking operations. He holds an MBA from INSEAD and a degree in International Economics from Sciences Po Paris.

Deputy Chief Executive Officer
Helena Müller serves as Deputy Chief Executive Officer of Vantex Bank, overseeing strategic initiatives and business development. With 22 years in financial services, she brings deep expertise in market expansion and product innovation. Ms. Müller previously led regional operations across Central Europe and holds a Master's degree in Finance from the University of Frankfurt.

Chief Financial Officer
David Chen is the Chief Financial Officer of Vantex Bank, responsible for financial strategy, planning, and risk management. He brings 20 years of experience in financial management and capital markets. Before joining Vantex, Mr. Chen served as CFO for major European banking groups and worked with the Basel Committee on Banking Supervision. He holds a PhD in Quantitative Finance from ETH Zurich.

Chief Operating Officer
Isabelle Rossi is the Chief Operating Officer of Vantex Bank, overseeing operational efficiency, technology infrastructure, and process optimization. With 19 years of banking experience, she has implemented major digital transformation initiatives across multiple European institutions. Ms. Rossi holds a degree in Computer Science and an MBA in Operations Management from Bocconi University.

Chief Risk Officer
Marcus Weber is the Chief Risk Officer of Vantex Bank, responsible for comprehensive risk governance, credit risk, and regulatory compliance. He brings 23 years of experience in risk management and regulatory affairs across international banking. Mr. Weber previously worked for the European Central Bank and major banking institutions. He holds a degree in Economics and a postgraduate qualification in Risk Management from the University of Vienna.

Chief Compliance Officer
Sophie Fontaine is the Chief Compliance Officer of Vantex Bank, overseeing anti-money laundering, sanctions compliance, and regulatory requirements. With 21 years of compliance and legal expertise, she has guided organizations through complex regulatory landscapes. Ms. Fontaine previously held roles at the Financial Action Task Force and leading global banks. She is a qualified lawyer and holds an MSc in Financial Regulation from the London School of Economics.

Head of Islamic Finance
Antonio García is the Head of Islamic Finance at Vantex Bank, driving the expansion of Sharia-compliant products and services. With 18 years of expertise in Islamic banking and finance, he is a recognized authority on Sukuk markets and Islamic asset management. Mr. García holds Sharia board certifications and an MBA in Islamic Finance from the International Islamic University.

Chief Human Resources Officer
Francesca Moretti is the Chief Human Resources Officer of Vantex Bank, overseeing talent acquisition, development, and organizational culture. With 17 years in human resources and organizational development, she has built high-performing teams across multiple countries. Ms. Moretti previously led HR transformation initiatives at international financial institutions. She holds an MSc in Organizational Psychology from the University of Milan.
Sharia Board Certification
Issued by International Islamic Financial Board · Valid until December 31, 2036
Frankfurt am Main · Germany
Frankfurt am Main · Germany
Frankfurt am Main · Germany
Frankfurt am Main · Germany